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Terms & Conditions

Welcome to Flexible Loans

By accessing and using our website and loan assistance services, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully before using our services.

1. Acceptance of Terms

By using this website, submitting an inquiry, or applying for any loan product through Flexible Loans, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.

2. Nature of Services

Flexible Loans acts as a loan assistance and facilitation platform. We help customers connect with banks, NBFCs, and financial institutions for various loan products, including:

  • Home Loan

  • Personal Loan

  • Business Loan

  • Loan Against Property (LAP)

  • Vehicle Loan

  • MSME Loan

  • Agriculture Loan

  • Balance Transfer Loan

Approval, disbursement, interest rates, and loan terms are solely determined by the respective lender.

3. Eligibility

To apply for our services, you must:

  • Be at least 18 years of age.

  • Provide accurate and complete information.

  • Submit valid identification and supporting documents as required.

  • Meet the lender’s eligibility criteria.

4. Information Accuracy

You agree that all information provided by you is true, complete, and accurate. Flexible Loans shall not be liable for any consequences arising from incorrect or misleading information provided by the applicant.

5. Loan Approval

Loan approval is subject to:

  • Credit assessment

  • Income verification

  • Document verification

  • Lender’s internal policies

Flexible Loans does not guarantee loan approval, interest rates, or loan amounts.

6. Fees and Charges

Flexible Loans may receive commissions or service fees from lending partners. Any applicable customer charges will be disclosed before processing your application. Hidden charges are not imposed by Flexible Loans.

7. Privacy and Data Usage

By submitting your details, you authorize Flexible Loans to:

  • Contact you via phone, email, SMS, or WhatsApp.

  • Share your information with partner banks, NBFCs, and financial institutions for loan processing.

  • Verify your information through authorized sources.

Your data will be handled in accordance with our Privacy Policy.

8. Intellectual Property

All website content, including text, graphics, logos, and design elements, is the property of Flexible Loans and may not be copied, reproduced, or distributed without written permission.

9. Limitation of Liability

Flexible Loans shall not be liable for:

  • Loan rejection by lenders.

  • Delays in processing or disbursement.

  • Financial losses arising from lender decisions.

  • Technical interruptions or website downtime.

10. Third-Party Links

Our website may contain links to third-party websites. Flexible Loans is not responsible for the content, policies, or practices of such websites.

11. Modification of Terms

Flexible Loans reserves the right to modify these Terms & Conditions at any time without prior notice. Continued use of the website constitutes acceptance of the updated terms.

12. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of the courts in Jaipur, Rajasthan.

13. Contact Information

For any questions regarding these Terms & Conditions,

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